EMV Vote In California While MasterCard Announces “Zero Liability” for PINs

The push for those chip-carrying EMV cards, which would make it more difficult for fraudulent transactions to occur, continues apace. In California, the State Senate is advancing a bill that would make April 1, 2016 — no fooling! — the date by which both retailers and card issuers would need to support the chip-and-PIN standard.

Mobile Phone Credit Card Processing: The Wave Of The Future

Mobile phone credit card processing has been growing leaps and bounds over the last year or two. Brick and mortar stores, mobile stations like kiosks and outside stands, freelancers, and contractors have all been going mobile when it comes to accepting credit cards.

Is There a Way Accept Checks Online?

Every business needs to be able to accept checks as a form of payment, even if the business sells products or services partially or wholly online. This is still a very popular payment method and you do not want to lose sales because you can’t accept your customer’s preferred method of payment.

Memorial Day — and Summer Travel Season — Arrive

With Memorial Day, summer’s first “bookend” arrives, for a season that marks its midpoint with the 4th of July, and wraps up — practically speaking — with Labor Day.

More on Upbeat Consumers (and Banks): Fed Reports Card Use Up for Spring

Last week, we reported on findings that consumer confidence was on the rise, and this week, we have some tangible evidence of how that confidence is manifesting.  After a winter slowdown, in part caused by the harsh weather, consumers started to say “charge it!” more often in March.

How to Choose a Merchant Account Company

To process and manage your business transactions, you need to secure business merchant services from a reputable merchant account company. But with all of the merchant account companies out there, how do you choose? Here are a few tips for selecting your provider.

Consumers Happier, While Symantec Resigned to Security Breaches

An interesting array of tea leaves to read and report on this week. The first “leaf batch” comes from the folks at Nielsen. Yes, “Nielsen” of TV rating fame, but they report on all kinds of consumer trends and “ratings.” Recently they issued a report stating that consumer confidence ‘round the world had climbed to pre-recession levels in the year’s first quarter. That confidence had “ended on a flat note in 2013,” their article said, “but signs of a brighter sentiment were right around the corner. With an index score of 96 in the first quarter—the highest level since first-quarter 2007, that optimism was validated.

After The Breachin’: Chip-and-Pin Comes to Target

As was pointed out about the recent Heartbleed security hole that was so pervasive, it presented a chance — bad as it was — for a lot of companies to reinvent and update their security protocols, for consumers to opt in for “double login” options on various accounts (a password and a PIN, say), and for the general level of security, web-wide, to be enhanced.

Top 3 Reasons to Use a Mobile Phone Credit Card Reader

You’ve heard all the hype about accepting credit cards using your smartphone but you may be wondering what the benefits are. Let’s talk about 3 of the top benefits you reap with mobile phone credit card processing.