We’re living in an increasingly cashless world. That’s great news for many businesses that benefit from impulse purchases, shorter processing time over paper checks, and everyone who suddenly finds themselves short of cash. An astounding 96% of businesses use technology and 34% of consumers say they do ALL their payments on mobile devices.

However, there are many businesses which are disadvantaged by the disappearance of paper money from our daily lives. The lawn mowing service, street artists, handymen, home workers, and many small businesses lacking the network or technical skills to create payment terminals. Many sales never occur because the purchaser has no cash and the vendor is unable to accept anything other than cash.

Enter the mobile terminal – devices which use the phone access of a cell phone to accept, authorize, and process payments on the spot. Whatever your business, you never have to lose a sale again. Mobile terminals create immediate payment transactions, instant authorizations, and fast turnaround for deposit to your account.

A mobile terminal is a small device less than the size of a cell phone which plugs into your phone and allows you to scan credit cards and process payments – anytime, anywhere. Eliminate the uncertainty and delay of “send me a bill.” Stop worrying about having cash on hand. Collect payments without any need for bulky plug-in equipment and know that it will be authorized and deposited to your account securely. Using a mobile terminal simplifies accounting and provides business insights. You are also able to provide paperless receipts, emails or texts to your customer. Systems can be configured to use merchant accounts or even universally accessible PayPal.

Payment processing companies screen the businesses that apply for processing and merchant accounts since they are carrying some of the risk from customer issues and losses. There are companies which specialize in helping companies find, qualify, and set-up payment and verification systems. American Verification and Processing Solutions has substantial experience working with small businesses and providing the support and assistance to get connected to the world of electronic payments. Don’t lose another sale to an empty wallet. Get started today and take your business and payment processor with you whenever and wherever you work.

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