A Credit Card Theory of Everything

Quantum physics is suddenly big in pop culture. Black holes and spacetime, for example, are central to both the plots of current films “Interstellar,” and “The Theory of Everything.” In the latter, cosmologist Stephen Hawking spends his life trying to find a single theory to “explain” all of life. Similarly, those mindful of payment card security in an age of proliferating hacks are looking for a single theory — an unassailable, breach-proof idea — to make payments secure and safe for the foreseeable future.

The Wallets, They Are A-Changin’

The Wallets, They Are A-Changin’ It’s That Time of Year It’s the time of year where customers are encouraged to…

The Road Ahead for Payments: Yellow Bricks, or Leaking Digits?

As our readers already know, changes are coming to the world of credit cards. Chief among those, as a new article in Wired states, are EMV cards, which “have an embedded microchip that authenticates the card as a legitimate bank card to prevent hackers from embossing stolen card data onto blank cards to use it for fraudulent transactions. The chip contains the same data that traditionally is stored on a card’s magnetic stripe, but also has a certificate used to digitally sign each transaction.

Making your Merchant Account Work for Your Business

Most business owners assume that they are at the mercy of their merchant provider, because they simply need to pay the fees in order to maintain secure transactions for their customers. The truth is that there are many benefits to working with a merchant services provider, and you can begin making your merchant account work for your business.

President Signs “BuySecure” Initiative For Consumer Card Fraud Protection

With data breaches become weekly occurances (if not more — the latest chain to be hit since our last post is Staples), the White House has attempted to step into the “breach” itself, with the signing of a new executive order that is part of a larger “BuySecure” initiative.

How Do I Get a Business Cash Advance?

One common question that we receive is regarding cash flow in a business: how do I get a business cash advance? Cash flow is a critical aspect to keeping a company running, and without proper cash flow it is possible for the business to have problems with the day-to-day functions of paying the bills. One option to consider is a merchant cash advance.

Why Secure Payment Processing is Important for Your Small Business

As a small business owner, you are likely looking for ways to save money in any area that you can identify. Sometimes business owners make the mistake of saving money by not using payment processing for their customers, which could result in bigger problems later on. If you want to protect your business and your customers at the same time, then secure payment processing should be implemented as soon as possible.

What Are ACH Payments?

As a small business owner, it can be overwhelming to understand all of the things that you need to know about financial transactions. It is important to have a merchant account and a company who can make sure that you are receiving the electronic payments when your customers make a purchase. But, how do you know which company you should trust with this sensitive information?

Do You Need a Merchant Account for Website Transactions?

As an online business owner, it’s important to consider the various ways that your customers can make payments online. Your payment processing tools will sometimes be the difference between whether or not you make a sale, and choosing the right merchant account will allow you to make the process as easy as possible for your customers.