We’ve reported here not only on the coming of EMV standards to American debit and credit cards — those “extra” chips that create unique codes for each sale…
Category: Fintech
Here Are EMV Quick Chips
There have been various impediments to the adoption of an EMV standard here in America — that extra chip on a credit or debit card that assigns every transaction a unique code, preventing the re-use of information…
The SF Fed on Fintech: Payments, Banking, to Keep Evolving
“While fintech can also improve not just the accessibility but the quality of service—something that consumers are demanding—we also need to look out for the…
The Security vs. Freedom Debate: Payment Card Style!
“Those who sacrifice liberty for security deserve neither,” Ben Franklin once famously remarked. The question is whether the famously frugal Mr. Franklin would be happy knowing that most customers today…
“Fintech” and Futures
Last week, we touched on a word that any reader of this blog should probably add to her vocabulary at this point: “Fintech.” As we noted, it’s a contraction of “Financial Technology,” and it’s popping up everywhere — particularly in studies of how fast…
