Understanding ACH (Automated Clearing House)

When you are starting your business there are a myriad of things to think about.  One of the most important issues is how you will generate enough revenue to make a profit and for the first few years, even survive.  Assuming you have a solid marketing plan in place to bring buyers to your online store or store front premises, how do you get the customer to purchase your products or services once they are there?

AOL Business Article: Accepting Plastic “Outweighs the Cons”

We were struck by a long and thoughtful article recently posted on AOL Business, with the headline “Can You Afford to Run a Cash-Only Business?” The first section dealt with some of the admitted advantages from a “cash on the barrelhead” approach — every penny that comes in stays with the business, and you are also absolved from any worries about security breaches, hacks, banks raising fees, etc.

First Data Shows Upticks in Card Use — of all kinds

One the one hand, we like to tout February as a “second season” to attract shoppers, after the holidays — what with Super Bowl weekend followed by Valentine’s Day. And then there’s Presidents’ Day weekend, with its traveling and “get away” plans. Add it all up, and tends to mean active customers for a wide array of businesses.

The History — and Future– of Credit Cards

The New Year’s cusp is always a good time for looking both forwards – -and backwards.  Especially when one considers how fast the whole passing parade… passes by! For some colorful holiday reading about the history of credit cards, we refer you this article by Bloomberg, on a Christmas-season “fiasco” occasioned by Chicago banks, getting into the then-new credit card biz.

What a Merchant Account Will Do for Your Web Based Business

Do you have a business that is based in the online world?  Whether you provide online services or simply use the web as a place to sell your real-world goods and services, you likely know that offering your customers convenience is as important as offering them high quality products and excellent customer service.  If you are currently relying on big name companies like PayPal, you are paying far more than you should be and severely limiting what your customers are able to do in terms of paying you.

The Best Business Merchant Services Online

When it comes to operating an online business, there are many components that will determine your overall success.  Excellent products or services, prices that are competitive, and marketing that brings people to your website are all very important, but it is also the online business merchant services that you choose and implement that will have a large impact.  If you aren’t able to accept credit cards in a secure manner or if you do not accept multiple forms of payment, you could be losing out on major business. 

Credit Card Services Are Vital for Providing the Convenience Customers Desire

As a business owner and a consumer, you probably fully understand the frustration that arises when you need to pay for something and cannot with your preferred payment method. If cash is required and not enough is in your pocket, you must drive to the bank or nearest ATM to obtain the correct amount. Writing a check is another possibility if you happen to actually have the checkbook with you. Most customers do not like this inconvenience.