Consumers Suing Lax Retailers, post-EMV. Plus: Baseball

In another sign of how the responsibility for data security — and the liability for same — is shifting, Payments Source reports that “merchants are facing consumer…

Brexit Signs: How the Vote Might Affect Payment Cards

True, Britain has always kept its Pound, as far as currency, so has no “Euro” to give up. But as a country that was part of the “E” of those “EMV” standards we keep writing about…

Economic Green Lights, as Summer Travel Plans a “Go!”

Memorial Day is here, and it’s once again time for our annual(ish) look on what the unofficial kickoff to summer means in terms of economic trends, etc.

NerdWallet and NASDAQ on the Wise Use of Credit Cards

We often hear that too much use of credit cards — as opposed to debit card use — is a sign of household budgetary woes, and eventual drowning under unmanageable interest.

The SF Fed on Fintech: Payments, Banking, to Keep Evolving

“While fintech can also improve not just the accessibility but the quality of service—something that consumers are demanding—we also need to look out for the…

The Security vs. Freedom Debate: Payment Card Style!

“Those who sacrifice liberty for security deserve neither,” Ben Franklin once famously remarked. The question is whether the famously frugal Mr. Franklin would be happy knowing that most customers today…

Small World, After All: The Effects of Card Use on Global Economies

“Greater worldwide card use raises a number of questions.” We would concur, and in fact say that wanting to answer those questions for you, and your business…

“Fintech” and Futures

Last week, we touched on a word that any reader of this blog should probably add to her vocabulary at this point: “Fintech.” As we noted, it’s a contraction of “Financial Technology,” and it’s popping up everywhere — particularly in studies of how fast…

Ides of March: Ransomware Updates, and Welcome to “Fintech”

There’s no question we live in a time of constant change: rising seas, fraying politics, wired-up networks changing economies and business models almost as fast as they can be reported on.