Holiday Spending Up, Card Use Being Encouraged

We realize we’re not even into the actual “Twelve Days of Christmas” yet, but already holiday spending trends are being compiled and assessed.  A recent survey from Citi indicates that holiday spending may land on the “up” side this year, after all.  According to the survey, “twenty-nine percent of Americans estimate they will be spending more than $1,000 this holiday season, up from 22 percent in 2011. Amongst those planning on shopping for the holidays, Americans will spend an average of $968, up $60 from 2011.”

Why Use an Internet Merchant Account Instead of PayPal?

If you’re just starting an online business or website, or have an existing one, you may be asking yourself what the difference between using an internet merchant account to process your payments and PayPal is and why you should consider one over the other. After all both options allow you to accept payments right? Yes. So then it doesn’t matter which one you go with right? Yes, it does. Here are just a handful of differences between the two: