Understanding Merchant Account Cash Advances—Is One Right for Your Business?

Recently, we discussed some basic points that every potential new business owner needs to consider during their brainstorming and planning processes.

The SF Fed on Fintech: Payments, Banking, to Keep Evolving

“While fintech can also improve not just the accessibility but the quality of service—something that consumers are demanding—we also need to look out for the…

The Security vs. Freedom Debate: Payment Card Style!

“Those who sacrifice liberty for security deserve neither,” Ben Franklin once famously remarked. The question is whether the famously frugal Mr. Franklin would be happy knowing that most customers today…

Small World, After All: The Effects of Card Use on Global Economies

“Greater worldwide card use raises a number of questions.” We would concur, and in fact say that wanting to answer those questions for you, and your business…

Hearts to Be Celebrated This Weekend But Watch for the “Heartbreak of Hackery!”

If you’re not counting the Super Bowl, the upcoming Valentine’s Day weekend (which, by virtue of President’s Day making it a three day holiday!)…

VISA Revenue Up and So Is Chip Card Use — Along With Fraud Costs

An array of studies reveal interesting new “market metrics” for the economy, at least from the payment card side of the equation. Visa revenue in Europe is up 25% — to an all time high, as Pymnts.com reports.

Uber Account Security Needs a Lift — and Other Trends in Payments

No sooner do we finish arranging a morning Uber ride for our son, than we sit down to sift through the week’s financial news — always redacted and highlighted here for your edification…

Of EMVs and Jackpots: Your Powerball Ticket Doesn’t Need a Chip — but Your Card Does

According to Forbes, “the hype around the Powerball far exceeds any market news this week,” and who are we to argue? Up through yesterday’s drawing, even number-crunching Fivethirtyeight.com agreed…

Long Noodles, Whole Fish, New Hacks, and Other New Year’s Business

And so we come to our last post (and newsletter !) of 2015, with 2016 just a couple of days away (or perhaps a couple hours…