Holiday Snapshot: Shopping Goes Cyber, EMVs Go Slower, Customers Keep Going

As we hit the midpoint between the Black-and-Cyber shopping weekend, and the big event of Christmas itself, with Hanukkah now behind us and New Year’s (and the post-holiday sales!) still ahead…

If Even Buskers Take Cards — Shouldn’t You?

A sweet holiday-themed news item comes our way from overseas, and not only is it too good not to share, but it may be a harbinger of things to come: Cards, and contactless and e-payments will increasingly be taken in places where no one ever expected…

Black and Cyber All Over: Holiday Shopping Is Here

Total U.S. holiday spending is expected to increase under 4% from 2014’s results, according to the National Retail Federation, but per Forrester (research group) online spending is expected to jump 11% over last year… (exceeding) $95 billion this year.”

International Blog Post Edition: Singles Day & MasterCard’s Global Liability

There’s a “quickening” at year’s end, with all the preparations, travels, gatherings, and, of course, sales and transactions that mark the season, and much of the particular corner of it that we cover here.

The True Cost of Fraud — And the Future Beyond Cards

We are at a kind of “nexus” in the world of payments already — between the old and the new, the secure and the not-so-secure, the wired and the wireless. So it may well be fitting…

Season of Reasons — To Offer Credit, and to Use It

We’ve now officially entered autumn — L.A. weather notwithstanding — and soon enough, it will be time to start makin’…

Time: “How Your Credit Card is About to Change Forever”

To be sure, it’s a dramatic headline. And it’s on a subject about which you — as a regular AVPS reader — are already well informed: The one-month-away switch over from the “mag stripe” standard for American credit cards to the “chip-and-pin” EMV variety.

Small Business is Optimistic — But Is It Ready For EMVs?

Shopkeep is a cloud-based technology company  used by more than 18,000 different small businesses, to keep track of things like payroll, inventory, etc. They are also prone to surveying their customers and compiling the info in what they called their “ShopKeep Small Business Index,” or SSBI They just announced the release for their survey for the second quarter of 2015, and the good news is that “survey respondents reported their highest revenue and optimism to date.”

Trendlines and Survey Markers: Consumers Prefer Charge Cards, But Still Learning About Them

A pair of mid-summer surveys come our way, showing that Americans really like using the plastic in their wallets, but are still learning all the ins-and-outs of what it means to have both credit, and a credit score.