Black Hat Roundup: Goodwill, A Billion Passwords, and other “Hacker” News

Well, it’s time for the annual “Black Hat” conference in Las Vegas, which is actually a conference run by “white hats” to discuss security breaches in our wired world, and to share knowledge of any breaches or security lapses they’ve discovered before the real “black hats” do.

Are You Trying to Start Your Own Business?

Maybe you’re a young man or woman with big dreams, trying to get your first business off the ground. Maybe you’re a middle-aged man or woman determined to finally follow your own dreams of becoming your own boss. Or maybe you’re an existing 1-5 person business trying to grow. You might even be a larger business that simply wants to keep up with all that technology has to offer and utilize it for business growth, convenience, and flexibility.

Card Processing Solutions for Your Business

Every business needs the ability to accept credit cards. Whether you’re a new business or an existing business looking to change credit card processing providers, there are several things you should look for in a provider.

Are Cards More Cost Effective For Merchants Than Cash?

A new study from financial analysts at the Aite Group says that handling both Debit and Credit cards is more cost effective for merchants and retailers than handling cash.

According to details in the Credit Union Times, the report, “Tender Truths: The Real Cost of POS Transactions in the U.S., found debit cards the least expensive method of payment for merchants, costing significantly less per transaction than cash or cards.It broke down the costs of different payment types across three broad retail sectors: specialty retailers, quick service restaurants and convenience stores.”

The Benefits of Accepting Checks & Processing Checks Online

While the use of credit cards has exploded over the last years and many people carry plastic, many people still also use checks. If your business does not accept checks, both online and off, you could be losing money to your competitors who do. When shopping online, people will abandon their shopping cart if they reach the checkout and cannot use their preferred payment method. When shopping offline, people expect to be able to write a check so they can use the money in their bank account. If you cannot accommodate them, they may walk away.