Has “The Future” of Payments Arrived?

For those of you watching your memes and social networks, this week marked Back to the Future Day, that October day in 2015, when Marty McFly travels from 1985 to try and right the future…

Season of Reasons — To Offer Credit, and to Use It

We’ve now officially entered autumn — L.A. weather notwithstanding — and soon enough, it will be time to start makin’…

Toronto Film Fest: Lights, Cameras… New Payment Tech!

The Toronto Film Festival unfolds — “unspools,” perhaps — in its namesake city every fall, and has become the unofficial kickoff to “Oscar season,”…

Consumers Using Credit More — But Don’t Have EMV Cards Yet

Some interesting studies and surveys have popped up in the “payments press” over the last week or so, highlighting the ongoing….

Labor Day and Birthdays: Drivers Head Out, Gas Heads Down, and Visa Checkout Serves Cake

Though the thermometer readings around the American West insist otherwise, the end of summer has come with Labor’s Day arrival, and the flipping of the calendar…

Time: “How Your Credit Card is About to Change Forever”

To be sure, it’s a dramatic headline. And it’s on a subject about which you — as a regular AVPS reader — are already well informed: The one-month-away switch over from the “mag stripe” standard for American credit cards to the “chip-and-pin” EMV variety.

Payment Times Keep A-Changin’ – New Technologies, Shifting Consumer Trends

The payments news cycle is once again filled with predictable data breaches (both of the IRS and even less discreet varieties), and we hope being a regular reader of these updates has somewhat indemnified you…

The Back to School Rush—Are Your Payment Processes Ready For the Challenge?

It’s the most wonderful time of the year! Well, for parents it is. While kids are bemoaning the inevitable return to homework and early bedtimes, parents are remembering what it’s like to not be 24/7 entertainment directors. For retailers, this period is also a huge sales boost across most industries. While school supplies, electronics, sports gear, and apparel top most school sales, we also have plenty of college-bound students who need household wares, cars, and gift cards.

The CFPB Wants You! (To Have Faster Payments, And More Protection)

Earlier this month, the Consumer Financial Protection Bureau (or CFPB) issued its 9 “Guiding Principles” for faster payments, and payment protection. As they bureau states, they “want to ensure any new payment systems are secure, transparent, accessible, and affordable to consumers. The systems should also have robust protections when it comes to fraud and error resolution.”