What Are ACH Payments?

As a small business owner, it can be overwhelming to understand all of the things that you need to know about financial transactions. It is important to have a merchant account and a company who can make sure that you are receiving the electronic payments when your customers make a purchase. But, how do you know which company you should trust with this sensitive information?

Do You Need a Merchant Account for Website Transactions?

As an online business owner, it’s important to consider the various ways that your customers can make payments online. Your payment processing tools will sometimes be the difference between whether or not you make a sale, and choosing the right merchant account will allow you to make the process as easy as possible for your customers.

Payments Changing, Consumers Protecting Themselves in Wake of Home Depot Breach

This week, as we officially roll into Fall — and head toward October — we have follow-ups and previews. We’re following up on the massive Home Depot card data breach we reported on earlier, since the first reports are coming in on fraudulent charges being made to some of the scooped-up accounts. “Fraudulent transactions are showing up across the U.S. as criminals use stolen card information to buy prepaid cards, electronics and even groceries,” according to the Wall Street Journal.

How to Choose the Right Merchant Account Companies

As a business owner, you know that your merchant account is a critical element to keep your business running. Most consumers prefer to pay by credit card, and you will be losing out on a lot of business if you don’t make credit card payment options available. Most companies have a merchant account to process the credit card transactions, and if you are shopping for a new merchant account it can be overwhelming to make your decision about which company you should choose.

Card Use on the Rise — Redux!

Periodically we bring you indicators, overviews and prognostications about our economy is faring, particularly in the ongoing wake of the Great Recession, whose effects have yet to be fully shaken.

Card News Roundup: Home Depot and Other Breaches; Millennial Trends

Fall usually brings its own busy-ness after the general sweet slowness of summer, and our current September is no exception. There are changes afoot in the payments business, notably the coming of EMV Cards here in America, their arrival hastened by the constant headlines about all-too-noteworthy security breaches in the news.

Small Business Loans Still Hard to Come By — Have You Considered a Merchant Cash Advance?

“Small Business Lending is Slow to Recover,” read a recent Wall Street Journal article. The write-up was focused on how small businesses have fared in the long road out of “The Great Recession,” which some recent figures have suggested may have been worse than the “Great Depression” itself (at least according to recent comments by former Fed chief Ben Bernanke…)