How to Choose the Best Business Merchant Services

Business merchant services are an integral part of your business so choosing the right provider is important to ensure the best service at the best rates. When looking for merchant account solutions some of the questions you should ask or investigate are:

More Fallout From the Target Breach — and Changes in the Pipeline

More Fallout From the Target Breach — and Changes in the Pipeline Target Breach Overview Transitioning to the topic of…

How To Accept Payments Through Your Website

If you sell products or services through your website, you’re probably looking for the best way to accept payments online. An internet merchant account will enable you to accept payments 24 hours a day, 7 days a week. It’s very easy to setup, all you have to do is insert a bit of HTML code to your site and you’re ready to go.

When New Year’s Was New — Plus: New Cards Coming for the Hacked!

In the spirit of the holidays, we’ve stayed away from some of our “hard news” offerings in this space, to report on more thematically consistent topics, like the history of Christmas gift-giving, or this week — a history of New Year’s itself.

How Does a Phone Credit Card Reader Benefit Your Business?

The better question would be how does a phone credit card reader NOT benefit your business? Accepting credit card payments via your mobile phone means you can accept payments anywhere your customers are. You’re no longer restricted to retail locations, hoping your customer has cash or a check, or calling in a credit card payment. Now it’s as simple as swipe and go!

What Is a Virtual Merchant Account?

A virtual merchant account allows you to enter sales online from wherever you have an internet connection. Whether you are a virtual merchant or a brick and mortar business, this type of account can benefit you. While a virtual merchant usually processes many or all of their orders via their website, therefore requiring a way to process payments, a brick and mortar business who may not offer the option to place orders online benefits from a virtual merchant account in ways that include:

Before the Holiday Spending Reports: A Brief History of Christmas

First of all, let us wish you happy holidays, and a Merry Christmas. We assume this will pertain throughout the 12 Days of Christmas, whenever you catch up with this post.

And as we all slip into more congenial, hopefully somewhat more relaxed “holiday time,” we also leave behind our reports of spending and card use trends, card security breaches (but oh boy — more about that in the new year!) and such, for a little bit, to contemplate how it was we got “here.”

How Can You Accept Payments Online?

If you have a website, you will need online payment services to be able to accept and process credit cards. There are a few ways that you can do this but the safest, most efficient and effective way is with a merchant account. Your customers will be able to place their order at anytime, without the assistance of a live person (unless they need personal service for some specific reason).

Holiday Spending Up, Card Use Being Encouraged

We realize we’re not even into the actual “Twelve Days of Christmas” yet, but already holiday spending trends are being compiled and assessed.  A recent survey from Citi indicates that holiday spending may land on the “up” side this year, after all.  According to the survey, “twenty-nine percent of Americans estimate they will be spending more than $1,000 this holiday season, up from 22 percent in 2011. Amongst those planning on shopping for the holidays, Americans will spend an average of $968, up $60 from 2011.”