Do You Need a Merchant Account for Website Transactions?

As an online business owner, it’s important to consider the various ways that your customers can make payments online. Your payment processing tools will sometimes be the difference between whether or not you make a sale, and choosing the right merchant account will allow you to make the process as easy as possible for your customers.

Payments Changing, Consumers Protecting Themselves in Wake of Home Depot Breach

This week, as we officially roll into Fall — and head toward October — we have follow-ups and previews. We’re following up on the massive Home Depot card data breach we reported on earlier, since the first reports are coming in on fraudulent charges being made to some of the scooped-up accounts. “Fraudulent transactions are showing up across the U.S. as criminals use stolen card information to buy prepaid cards, electronics and even groceries,” according to the Wall Street Journal.

How to Choose the Right Merchant Account Companies

As a business owner, you know that your merchant account is a critical element to keep your business running. Most consumers prefer to pay by credit card, and you will be losing out on a lot of business if you don’t make credit card payment options available. Most companies have a merchant account to process the credit card transactions, and if you are shopping for a new merchant account it can be overwhelming to make your decision about which company you should choose.

Card News Roundup: Home Depot and Other Breaches; Millennial Trends

Fall usually brings its own busy-ness after the general sweet slowness of summer, and our current September is no exception. There are changes afoot in the payments business, notably the coming of EMV Cards here in America, their arrival hastened by the constant headlines about all-too-noteworthy security breaches in the news.

Credit Card Readers Are Great for Vendors

While a credit card reader can benefit any business, big or small, retail or doorstep, they are also great for vendors who sell products roadside, on-the-go, at Farmer’s Markets, and at various events. If you have been in the business long at all, with no way to accept credit cards, you have certainly lost customers who did not have enough cash on them and had to walk away, even though they did not want to. With technology on your side, there is no reason to lose sales ever again.

Are You Trying to Start Your Own Business?

Maybe you’re a young man or woman with big dreams, trying to get your first business off the ground. Maybe you’re a middle-aged man or woman determined to finally follow your own dreams of becoming your own boss. Or maybe you’re an existing 1-5 person business trying to grow. You might even be a larger business that simply wants to keep up with all that technology has to offer and utilize it for business growth, convenience, and flexibility.

Card Processing Solutions for Your Business

Every business needs the ability to accept credit cards. Whether you’re a new business or an existing business looking to change credit card processing providers, there are several things you should look for in a provider.

A Handy AVPS Guide to Point-of-Sale Security, Pt. II: Mitigation & Protection

Last week, we mentioned card issuer alerts calling for more vigilance on the part of merchants to “shore up” their Point-of-Sale systems, in an age of increased hacking, breaches, and network intrusion. This lack of security has resulted in some unfortunately spectacular “virtual break-ins,” like the Target breach and the ones that followed, resulting in the information for millions of customers being pilfered, compromised, and sold not only to the “highest bidder,” but to whoever meets the price of those vending the data.

A Handy AVPS Guide to Point-of-Sale Security. Pt. I: Remote Access

In our current climate of “hackery” and security breaches, the number of alerts and advisories going to out to companies like ours is on the increase. Many of these have valuable information that we feel should be passed along to our customers, so they can use these ideas, deploy them, to keep their own transactions — and their customers — as safe as possible.